Auto Insurance Northern KY & Cincinnati

Common Car Insurance Rating Variables

Age

• Insurance companies use your age when determining your rate. Generally, drivers under 25 and over 65 do not get preferred rates since these age groups have the highest frequency of losses. This means that they are more likely to incur financial losses from an auto accident. ​S Cohen Insurance provides you the best insurance policy by investing your money on the exact place.

Credit

• Having good credit can help you get more favorable insurance rates. Credit has been used as a metric in insurance scoring for a long time. The better your credit score is, the more likely you are to get better rates.

Car

• When calculating the rate of a car, there are several factors to consider, such as the type of car, engine size, and safety features. Car insurance kentucky provides best services in the town. 

Driving History

• Your driving record and loss history have a big impact on the price of insurance. If you have a bad driving record with multiple moving violations or accidents, it’s unlikely you’ll get a preferred rate until those things are at least 3 years old.

Household

• auto insurance companies – Ft. Thomas assess the probability of loss for a household as a whole. Factors such as the number of drivers under 25 in the household can affect the pricing for everyone in the house.